NMLS #: 200014 CE Instructor: #0211 00045
Bachelors of Science in Business Economics with an emphasis in Real Estate from BYU, April 1983
Minors in Accounting, Finance & Engineering , April 1983
203(k) Renovation Lending Certified
Continuing Education from Classes and Seminars, 1986-Present
Virginia Continuing Education Instructor FHA 203k – Board Certified
My Story as a Loan Originator
I have served the Real Estate community, working as a Loan Officer with Real Estate Agents, Brokers, Builders, Developers, Contractors, Municipalities, and Non-Profit Organizations, since 1986.
During this time, I have financed homes of all types, and have extensive experience using every mortgage program offered by my industry. These programs include, Construction to Perm (both single and double close) FHA 203k Renovation, FNMA Homestyle, FHA, VA, Conventional, Jumbo, Commercial, Alt-A and Subprime. (Currently the Alt-A and Subprime are not available, in the industry).