Cedric is a Full Service Lender

First-Time Purchase

Second-Home Purchase

Refinance

FHA and VA

Conventional

Renovation Loans - all Types (203k, HomeStyle)

Fix and Flip

Investor Loans

Commercial and Development Loans

Business Purpose Loans

Originating Loans for Mortgages and Renovations

When I originate loans, I underwrite the loan as I am putting the file together.  Additionally, I use a checklist which I share with the customer to provide clear communication about what is needed to complete the loan.  This method communicates proper expectations when obtaining any kind of financing.   When Renovation or Construction Financing is requested, I provide a budget template for Construction Funds available.  The Checklist provided during loan application will facilitate a successful, quick and painless loan closing.

Proper qualification, execution, communication, and quality control during loan origination,  processing and approval are a great benefit.  You will never be wondering what is going on with your loan at any time.

Continuing Education Training

I can provide Continuing Education Training for CE/PLE Credits which are recognized by the State of Virginia for the following subjects - FHA 203k, Reverse Mortgages and VA Financing.  I own and run a Real Estate School, named CJBanker Training.